Quite often you may need to borrow a small amount of cash on urgent basis in order to repair your broken car or pay emergency medical expenses. One option to get such loan could be borrow online personal loan, which can quickly transfer the required money on your bank account. Certain credit union can also pay you however they may take little more time.
However, if you want to get loan of $500 – $1000 from Argent Direct you must visit their website to get familiar with their terms and conditions for approval process. You will research on a couple of lenders, try to know about their interest rates, terms and conditions and compare. Some of the lender may charge very high rate of interest which may leave you under debt for many years.
Following are few options that you have, if you need quick loan.
Loan within 2 days
One option can be credit card loan from any payday lenders or any business man. However, by using this option you may have to pay very high rate of interest. Some of the well known online lender can also offer loan fast with lower rate of interest.
If you are interested to take high amount loan then the rate of interest will depend upon your credit rating. Before you take such quick loan, you must be aware of the following:
- You must calculate the total amount with interest that you have to pay back. Make sure that you can afford that amount.
- You must get the data about your credit rating before applying to get an idea.
- You must check with several lenders, so as to learn the interest rates offered.
Loan within a week
If you are not in such a hurry then you can find many other options. Few online lenders and banks also offer loans within a week. Rates can be checked from each lender, which may vary. People with good credit rating may get their loan approved early.
If your loan need is not that urgent and you can wait beyond a week then enquire from local credit union for the credit. They can offer you advance at better terms even if your credit rating is not so good.
Few ideas to get cash without loan
- If you are employed then you can ask your employer to pay advance against salary before your pay day
- You can request your friend or family and borrow money from them
- If you have to pay fat medical bill then try to negotiate and reduce the bill.
You can find many more such alternative ideas.